Figuring out your Net Cash Flow is an important tool when making financial goals. Until you determine if you come out net positive or net negative at the end of the week, month, and year, you can’t truly start to work towards achieving your goals.
Using a cash flow tool is a great start to figuring out where you are right now on the road to where you want to go. Click below to download my free Cash Flow Worksheet template.
After you determine your net cash flow, take some time to figure out how you would like to allocate your remaining income. The tool also provides some initial ideas of how to allocate your discretionary monthly income (example shown below).